---
title: "Morningstar Portfolio Analysis Tool"
description: "Analyze portfolios and funds using Morningstar's X-Ray methodology."
url: "https://developer-beta.morningstar.com/morningstar-mcp-server/morningstar-portfolio-analysis-tool"
image: "https://developer-beta.morningstar.com/_og/d/c_Ocean.takumi,title_~TW9ybmluZ3N0YXIgUG9ydGZvbGlvIEFuYWx5c2lzIFRvb2x8IE1vcm5pbmdzdGFyIE1DUCBTZXJ2ZXI,description_Analyze+portfolios+and+funds+using+Morningstar's+X-Ray+methodology.,props_eyJ0aGVtZSI6eyJtb2RlIjoibGlnaHQiLCJjb2xvcnMiOnsicHJpbWFyeSI6IiMwMDAwMDAifX19,p_Ii9tb3JuaW5nc3Rhci1tY3Atc2VydmVyL21vcm5pbmdzdGFyLXBvcnRmb2xpby1hbmFseXNpcy10b29sIg,s_gcs_8hSXoqNMEpl1.png"
---

-   [AI Solutions](https://developer-beta.morningstar.com/ai-solutions)
-   [Morningstar MCP Server](https://developer-beta.morningstar.com/morningstar-mcp-server)
-   [Trial Access](https://developer-beta.morningstar.com/trial-access)

# Morningstar MCP Server

Connect trusted data to your AI workflows with the Morningstar MCP Server.

# morningstar-portfolio-analysis-tool

[View Markdown](https://developer-beta.morningstar.com/morningstar-mcp-server/morningstar-portfolio-analysis-tool.md)[Download Markdown](https://developer-beta.morningstar.com/morningstar-mcp-server/morningstar-portfolio-analysis-tool.md)

Analyzes a portfolio of holdings, or a single fund, using Morningstar's X-Ray methodology.

## [Summary](#summary)

|           |                                                                                  |
| :-------- | :------------------------------------------------------------------------------- |
| Purpose   | Return a targeted slice of X-Ray analysis for a portfolio or fund                |
| Input     | A custom portfolio (stocks, ETFs, funds, and cash) or a single fund ID, plus an analysis type |
| Output    | Analysis for the selected analysis type                                          |
| Benchmark | S&P 500 (fixed)                                                                  |
| Best for  | Portfolio construction review, asset allocation and diversification assessment, sector and regional exposure evaluation, fixed income risk profiling |

## [Analysis types](#analysis-types)

| Analysis type            | Description                                                                      |
| :----------------------- | :------------------------------------------------------------------------------- |
| Asset Allocation         | Long, short, and net percentage by asset class (US equity, non-US equity, bonds, cash, other), benchmarked against the S&P 500 |
| Equity Sectors           | Exposure across Morningstar super-sectors (Cyclical, Defensive, Sensitive) and underlying sectors, benchmarked against the S&P 500 |
| Equity Regional Exposure | Geographic breakdown across major world regions (Americas, Greater Europe, Greater Asia) |
| Equity Market Maturity   | Developed vs. emerging markets exposure                                          |
| Equity Statistics        | Price ratios (P/E, P/B, P/S) and profitability metrics                           |
| Equity Style             | Style box positioning (large/mid/small cap, value/blend/growth) and average market cap |
| Fixed Income Style       | Interest-rate sensitivity and credit quality style box                           |
| Fixed Income Sectors     | Exposure by fixed income sector (government, corporate, securitized, and so on)  |
| Fixed Income Maturity    | Maturity distribution across fixed income holdings                               |
| Stock Intersection       | Total equity exposure across all portfolio holdings, surfacing overlapping positions |

## [Limitations](#limitations)

-   Benchmarking is fixed to the S&P 500 and cannot be customized as of April 2026.

## [Example questions](#example-questions)

-   Show me the sector exposure of QQQ compared to the S&P 500.
-   How does my attached portfolio's equity style box compare across large, mid, and small cap?
-   What fixed income sectors are represented in a bond fund like AGG?
-   Identify stock overlap across the ETFs in my portfolio provided via the attached Excel file.